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Home > Products and Services > Personal Banking > Health Savings Accounts

Health Savings Accounts

Health Savings Accounts (HSAs) offer a convenient, tax-deductible means to pay for qualified medical expenses with nontaxable distributions! If you have a high-deductible health plan (HDHP), an FSB HSA may be right for you. To find out more, click here for our online tutorial of Health Savings Accounts.

Franklin Savings Bank’s Health Savings Account offers a very competitive variable tiered interest rate with the convenience of no fixed maturity date. Other features include:

  • Low opening deposit of $100
  • Unlimited check writing with special HSA checks
  • Free Debit Card with $1,000 daily Point of Sale (POS) limit
  • Free I-Bank24 Online Banking & Bill Pay access
  • Free I-Bank24 Mobile Banking
  • Free FSB e-Alerts … stay up-to-date on your account balance
  • Free monthly e-Statements
  • The $2.50 monthly service charge applies only if the account balance drops below $2,500.

Apply now Apply for an HSA Debit Card

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Investment Management services are offered through Fidelity Institutional Brokerage Group.

Securities are offered through Infinex Investments, Inc. Member FINRA/SIPC.

Fixed Insurance is offered through Consolidated Life Producers.

Services, securities and insurance offered through Independence Trust Company and Fidelity Institutional Brokerage Group, Infinex Investments, Inc. and Consolidated Life Producers are not FDIC-insured and are not deposits or obligations of, and are not guaranteed by any bank. For more information about a particular security, ask for a prospectus. Please read it carefully before making an investment.