Franklin Savings Bank - Franklin Savings Bank, Community Banks, New Hampshire Banks, Finance, Loans, Deposits, Community Banks, New Hampshire Banks, Finance, Loans, Deposits, Franklin Savings Bank New Hampshire Banks Finance Loans Deposits Franklin Savings Bank Community Banks Finance Loans Deposits Franklin Savings Bank Community Banks New Hampshire Banks Loans

Consumer Loan Rates

As you visit us please keep in mind that FRANKLIN SAVINGS BANK is committed to fulfilling the financial services needs of individuals, families, and small businesses in Central New Hampshire. The FSB web site is intended for the private use of our customers and prospective customers residing in our primary geographical trade area. We strive to consistently deliver superior quality service that exceeds the expectations of our customers. As an independent, mutual savings bank, we are dedicated to the communities in our market and providing quality customer service.

Home Equity Line Of Credit

5.75% APR for the first 24 months then Prime Rate thereafter, 3.25% APR as of 03/03/10, subject to the minimum APR of 5.5% (floor) and maximum APR of 18% (ceiling). Minimum initial advance of $10,000.00.

After introductory period, the APR is variable at the Prime Rate as quoted in the Wall Street Journal, 3.25% APR as of 03/03/10, subject to a minimum APR of 5.5%(floor) and a maximum APR of 18% (ceiling). Interest only payments will be charged during the 10 year Draw Period. The Repayment Period of 10 years will be at a fixed interest rate equal to the then Current Prime Rate as published in the Money Rates section of the Wall Street Journal plus 1.5% subject to the minimum APR of 5.5% (floor) and a maximum APR of 18% (ceiling). No annual fee. No closing costs, however, if an appraisal is needed a $350.00 appraisal fee will apply. Maximum Loan amount is 80% Loan to Value. A termination fee of $750 will apply if the line of credit is closed within the first three years.

Home Equity Loans

Rates listed are effective: The Fixed Home Equity Loan product is unavailable at this time

APR = Annual Percentage Rate

Consumer Loan Rates

Rates listed are effective: February 1, 2010 and are subject to change without notice

APR = Annual Percentage Rate

Home Improvement

Notes	Loan Amount	APR	Rate	Max Term	Down Payment Requirements	Payment Example
Tiers	$2,500.00 to $5,000.00	10.482%	9.500%	36	N/A	120.59
	$5,001.00 to $10,000.00	8.558%	8.250%	60	N/A	153.50

Payments and APR's calculated at mid-range of tier with a processing fee of $55.00 and at the maximum term
Minimum Loan Amount is $2,500.00

Autos

Notes	Loan Amount	APR	Rate	Max Term	Down Payment Requirements	Payment Example
New (up to 12 mon)	$5,000.00 to $10,000.00	7.871%	7.500%	48	At least 10%	181.90
	$10,001.00 to $20,000.00	7.402%	7.250%	60	At least 10%	299.69
	Over $20,000.00 **	7.091%	7.000%	60	At least 10%	496.47
Used (up to 5 yrs)	$5,000.00 to $10,000.00	8.482%	8.000%	36	At least 20%	235.79
	$10,001.00 to $20,000.00	7.685%	7.500%	48	At least 20%	363.81
	Over $20,000.00 **	7.340%	7.250%	60	At least 20%	499.48

Payments and APR's calculated at mid-range with a processing fee of $55.00 and at the maximum term. There is a Vendor Single Interest Insurance fee of $35.00
** Payments and APR's calculated at $25,000 with a processing fee of $55.00 and at the maximum term. There is a Vendor Single Interest Insurance fee of $35.00

All Other

Notes	Loan Amount	APR	Rate	Max Term	Down Payment Requirements	Payment Example
Secured	$2,500.00 to $5,000.00	11.989%	11.000%	36	20% new / 25% used	123.32
	$5,001.00 to $10,000.00	10.881%	10.500%	48	20% new / 25% used	192.86
	$10,001.00 to $20,000.00	8.903%	8.750%	60	20% new / 25% used	310.68
	$20,001.00 to $30,000.00	8.079%	8.000%	72	20% new / 25% used	439.80
	Over $30,000.00 **	7.537%	7.500%	120	20% new / 25% used	416.79
Unsecured	$2,500.00	17.919%	15.750%	24	N/A	122.80
	$2501.00 to $3,500.00	17.238%	15.750%	30	N/A	122.40
	$3501.00 to $5,000.00	16.643%	15.750%	36	N/A	149.85

Payments and APR's calculated at mid-range with a processing fee of $55.00 and at the maximum term. Secured loans have a $35.00 Vendor Single Interest Insurance fee
** Payments and APR calculated at $35,000.00 with a processing fee of $55.00 and at the maximum term. There is a Vendor Single Interest Insurance fee of $35.00.

Marketable Stock

Notes	Loan Amount	APR	Rate	Max Term	Down Payment Requirements	Payment Example
	75% LTV	0%	0%	N/A	N/A	N/A
	3% Above the WSJ Prime Rate	0%	0%

Processing Fee of $55.00

Collateral Loans

Loan Amount	Max Term	Down Payment Requirements	Payment Example
On Demand - 3% above the FSB	N/A	N/A	N/A
Passbook or CD Earning Rate	N/A	N/A	N/A
95% LTV	N/A	N/A	N/A

Processing Fee of $55.00

	Franklin Savings Bank Main Office: 387 Central Street Franklin, New Hampshire 03235 Phone: (603) 934-4445
Website Terms and Conditions \| E-Mail Disclaimer \| Geographic Disclaimer \| Privacy Policy \| Site Map We are always interested in your feedback