Deposit Rates

Rates and terms listed below are effective: May 1, 2008 - May 18, 2008

TypeTitleAPYInterest RateMinimum Deposit
CD Specials10 Day CD Special1.00%1.00%$10,000.00
10 Day CD Special - Advantage1.15%1.14%$10,000.00
10 Day CD Special - PassKey1.30%1.29%$10,000.00
13 Day CD Special2.00%1.98%$10,000.00
21 Day CD Special1.00%1.00%$10,000.00
1.25%1.24%$25,000.00
1.50%1.49%$100,000.00
11 Month CD Special2.65%2.62%$5,000.00
2.85%2.81%$25,000.00
33 Month CD Special3.15%3.11%$5,000.00
3.25%3.20%$25,000.00
Certificate of DepositFive Year2.50%2.47%$1,000.00
Five Year Smart CD2.25%2.23%$100.00
Three Year2.00%1.98%$1,000.00
Two Year1.75%1.74%$10,000.00
One Year1.50%1.49%$10,000.00
Two Year1.50%1.49%$2,000.00
One Year1.25%1.24%$2,000.00
182 Day1.25%1.24%$10,000.00
1.00%1.00%$2,000.00
7 Day1.25%1.24%$100,000.00
1.00%.99%$50,000.00
.75%.75%$5,000.00
91 Day1.00%1.00%$2,000.00
1.25%1.24%$10,000.00
Individual Retirement AccountsVariable Rate1.25%1.24%$50,000.00
1.10%1.09%$15,000.00
1.00%1.00%$10.00
*Fixed Rate-Use 91 day-5 Year CDs0%0%$0.00
11 Month CD Special2.65%2.62%$5,000.00
2.85%2.81%$25,000.00
33 Month CD Special3.15%3.11%$5,000.00
3.25%3.20%$25,000.00
Money Market AccountsMoney Market Advantage1.10%1.09%$25,000.00
1.20%1.19%$75,000.00
1.00%1.00%$10,000.00
0.75%0.75%$2,500.00
0.10%0.10%$0.01
Premium Money Market Advantage1.35%1.34%$50,000.00
1.10%1.09%$25,000.00
0.50%0.50%$5,000.00
0.10%0.10%$0.01
SavingsHealth Savings Account (HSA)2.00%1.98%$0.01
2.50%2.47%$1,000.00
3.00%2.96%$2,500.00
3.51%3.45%$10,000.00
4.00%3.93%$25,000.00
Statement Savings0.35%0.35%$5,000.00
0.30%0.30%$100.00
Passbook Savings0.35%0.35%$5,000.00
Kids' Account0.20%0.20%$0.50
Passbook Savings0.25%0.25%$2,500.00
0.20%0.20%$100.00

*Annual Percentage Yields for deposit instruments with no maturities or maturities of less than one year assume reinvestment at original rate for one year. Interest is earned and compounded monthly. Interest rates are subject to change without notice. Regular fees or other conditions could reduce the yield. For details, review our Truth in Savings Disclosures.

** Minimum deposit to open a Fixed Rate IRA is $500 for a 3 Year through 5 Year term and $1,000 for any term under 3 Years.

A Substantial Penalty is imposed on premature withdrawals from certificates of deposits.
Depositors are insured for up to $100,000 by the Federal Deposit Insurance Corporation (FDIC). Fees may reduce earnings. For complete details on any of our deposit products, and to get current rates, contact a Customer Service Representative for assistance at (603) 934-4445 or 1-800-FSB-4445.